Life Insurance Benefit Assistance Available For Veterans Nationwide On Amounts Up To $1,000,000. Eligibility And Initiative Details May Vary.

Veterans & Active Service Members Insurance Benefit Program (VIBP)

Veterans Debt

Relief Program
Payment Assistance (VDRP)

If you need $10,000 or more in protection, you may qualify for preferred rates.

About The VIBP Program

What is the Veterans Insurance Benefit Program (VIBP)?


This is not a government program. This is a private initiative designed to help veterans and active service members secure affordable life insurance coverage for their families. We recognize the sacrifices you've made—deployments, time away from loved ones, and the physical and mental demands of military service.

In partnership with top-rated insurance carriers, we've created a streamlined program to make it easier for those who've served to get the protection they deserve. This program is available to veterans, active duty personnel, reservists, and military support staff.

Program Features:

• Coverage options up to $1,000,000 for qualified applicants.

• Fast approvals—many applicants receive a decision within 24-48 hours.

• No medical exam options available for eligible veterans.

• Competitive rates that often beat what you'd find on your own.

• Coverage designed to replace or supplement expiring SGLI benefits.

Our Commitment to Veterans:

You've dedicated yourself to protecting others. This program exists to help you protect what matters most—your family's financial security. We're here to make the process simple, transparent, and respectful of your time.

Please Note: This is not a government program and is not affiliated with the VA, DoD, or SGLI. Coverage amounts, eligibility, and rates vary based on individual circumstances and underwriting approval.

What amount of coverage might I be eligible for?

Eligible veterans may qualify for life insurance coverage up to $1,000,000 based on individual eligibility and underwriting guidelines.

How do you know if you are eligible?

The Veterans Insurance Benefit Program is designed to help veterans and active service members secure affordable life insurance protection for their families. Open to a broad spectrum of roles within the military, this program recognizes the unique sacrifices made by those who serve:

Military Experience & Service History:

Eligibility is extended to individuals who have served in various capacities, including active duty, reserves, National Guard, support staff, and administrative personnel at military bases, hospitals, and other facilities. This includes those currently serving, honorably discharged, or retired.

Protecting What Matters Most:

This program is designed to help veterans who want to ensure their families are financially protected. Whether you're transitioning out of the military and losing SGLI coverage, or simply looking for better rates and more coverage options, we're here to help.

Broad Eligibility:

Aiming to serve as many veterans as possible, the program does not impose strict limitations based on branch of service, discharge date, or current employment status.

The goal is to provide meaningful financial protection to those who have served our country, acknowledging their dedication and addressing the peace of mind that comes with knowing their loved ones are taken care of. This initiative serves as recognition of the invaluable contribution and commitment of veterans.

Why Do Veterans Choose This Program?

Why Claim Your Debt Reduction?

The Veterans Insurance Benefit Program (VIBP) involves a simple evaluation to determine your coverage options and eligibility. Whether you're currently serving, recently separated, or long retired, a quick review can help you understand what protection is available to you.

Our team is ready to provide clear guidance and support. Our licensed agents will help you navigate your options and find the right coverage for your family's needs—with amounts up to $1,000,000 available for qualified veterans. Please note that individual eligibility and coverage amounts may vary based on health and underwriting approval.

Why The Veterans Insurance Benefit Program?

All 50 States

Nationwide Eligibility

$1,000,000

Maximum Coverage Available

5 Minutes

Average Quote Time

Our Services Include:

• Quick assessment of your eligibility for the Veterans Insurance Benefit Program (VIBP).

• Personalized review of your coverage needs based on your family situation and budget.

• Assistance with the application process and any required health questions or documentation.

• Specialized knowledge in veterans' insurance options, including SGLI transitions, beyond what a standard insurance agent may offer.

• Efficient and seamless process, from determining eligibility to securing your policy and protecting your family.

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Dedicated specialists who understand veterans' unique needs and will be available to answer your questions, including:

• Thorough review of all Veterans Insurance Benefit Program (VIBP) applications to find you the best fit.

• Comprehensive knowledge of coverage options, carrier requirements, and eligibility guidelines.

• Ongoing support to help you understand your policy and make changes as your needs evolve.

• Fast approvals available, with many policies issued within 24-48 hours of application.

Ready To Get Started?

It’s Simple.

1. We help you determine whether you qualify for the VIBP Program.

2. We analyze your needs and find the right coverage amount for your family.

3. Our team guides you through the application process, from beginning to end, including any health questions or documentation.

DO YOU QUALIFY?

Answer a few simple questions.

Frequently Asked Questions (FAQs)

What does the VIBP program cover?

The Veterans Insurance Benefit Program is specifically designed to help veterans and active service members secure affordable life insurance coverage for their families. This program acknowledges the unique sacrifices made by those who serve and aims to provide them with the financial protection they deserve.

Coverage options up to $1,000,000 for qualified applicants. Fast approvals, with many decisions made within 24-48 hours. Open to veterans of all eras and branches of service. Eligibility based on basic health and lifestyle questions. Offers a range of policy types, including term life and permanent coverage options. No-exam options available for many qualified veterans.

This program is dedicated to serving those who have served our country, recognizing their commitment and providing essential financial protection to those who qualify.

How much coverage do I need?

The right amount of coverage depends on your family's needs—things like income replacement, mortgage balance, children's education, and final expenses. Your licensed agent will walk you through a simple needs analysis to help determine the right coverage amount. Most families find that 10-12x annual income provides solid protection, but we'll help you find what works for your situation and budget.

Who qualifies for the VIBP program?

The Veterans Insurance Benefit Program is a focused initiative designed to help veterans and military members secure life insurance protection. Acknowledging the significant sacrifices made by those who serve—including deployments, time away from family, and the physical demands of military service—this program provides crucial support to those in the military community.

American Coverage helps veterans and military families secure affordable life insurance protection through the Veterans Insurance Benefit Program.

Why Claim Your Self-Employed Tax Credit?

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About Us

Our focus at American Coverage is to provide transparent, affordable life insurance solutions for Americans. We're committed to helping US Citizens with coverage that fits their needs and budget.

Your Privacy and Security:

We are committed to protecting your privacy and ensuring the security of your information. Any personal information you provide on our site is treated with the utmost confidentiality.

Consent to Contact:

By submitting your email address and phone number in the forms on our site, you are giving your express consent to receive occasional emails, telemarketing calls, and SMS text messages from us. These communications may include information about your quote, policy options, and other relevant updates related to your life insurance inquiry. Communications may be sent using an automatic dialing system, pre-recorded messages, or AI Voice Agents.

Not a Government Program:

Please be aware that our services are not affiliated with or endorsed by any government agency. The Veterans Insurance Benefit Program is an independent initiative operated by Candor Insurance Group to assist veterans and military families in securing life insurance coverage. This program is not connected to SGLI, the VA, or the Department of Defense.